Farm Finance
Providing tailored long-term funding through AMC
We are proud to work with AMC the leading supplier of long-term funding for the agricultural sector. As AMC Agents, we can provide you with tailored funding to support most rural business activities. You'll benefit from simple, flexible and affordable lending to support your consolidation, growth or diversification plans.
Who are AMC?
AMC have more than 90 years' experience lending to the agricultural sector, specialising in long-term mortgages and loans for farms and rural businesses. It means they understand the challenges and opportunities impacting you and the whole agricultural sector.
The benefits of an AMC Standard Loan
AMC’s Standard Loan allows you to borrow from £25,001 upwards. When we help you access this finance, you will receive a swift response on your funding proposal. You will also benefit from:
- Competitive mortgage rates, with interest-only and repayment options available or a blend of both, on a variable or fixed rate basis*
- Rates can be set for the life of the agreement, unlike many other secured loans or overdraft agreements
- No annual reviews or the need to see annual accounts – we leave you alone to get on with the business of farming
- No early repayment charges for variable rate loans
- Finance secured against land as well as property to help you increase the capital you can raise
- Loans and mortgage agreements can be transferred to the next generation
- Access to AMC's experienced and knowledgeable support teams who understand the sector's unique funding needs
- Funding decisions that can be approved in principal before you make a sealed bid or go to auction
Please note that the above are subject to AMC credit criteria and your obligations to AMC continuing to be met.
* There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.
Who can access AMC funding?
Whether you are a sole trader, partnership, limited company or trust, providing you are an agricultural, horticultural, equine or other commercial land-based business you can access AMC's competitive funding.
All lending must be for business purposes only and will be provided on a secured loan basis. It can be used to support a number of different opportunities, including:
- Land purchase
- New equipment or machinery
- Building new or improving current structures
- Diversification plans
- New stock
- Buying a farm tenancy
- Refinancing current debt
- Working capital support
- Paying out a business/family partner to gain sole control
How can Symonds & Sampson help?
As an AMC Agent we have helped our clients find tailored and competitive agricultural loans through our relationship with AMC. We can provide expert guidance on your financial needs and a quick decision. To discuss the options of borrowing from AMC and how they could assist you please call in confidence or email one of the contacts below.
AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001. To meet customer requirements, lending criteria will vary. Lending is subject to status.
We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB:
Our Farm Finance Team
Your Words, Not Ours
I wanted to thank you very much for all your guidance and help you have given us in getting the approval for the new dwelling on the farm. It is very good news. Your help and input has been the key factor to us getting planning permission.
We have enjoyed a successful working relationship with Symonds and Sampson stretching over some 20 years in both acquiring development sites and the successful marketing of our completed homes. Working across different departments and offices, we have always found everyone to highly supportive, experienced professionals with exceptional knowledge of the industry. We very much look forward to continuing our partnership and hope to be working on many more projects together in the future.
We found Symonds and Sampson refreshing to deal with, agents we could actually talk to. They took their time to fully understand the market and we used them across many of our storage locations in Somerset. They were professional and knew their industry as well as the whole valuation process. We would happily use them again and recommend them.
We have dealt with Andy Wakinshaw of Symonds & Sampson for 15 years or so for the sale of our residential properties and cannot fault the level of service and expert advice throughout the process. We have also benefitted from purchasing at Auction for development from purchasing at Auction for development land to extend our portfolio, the service was excellent.
